Investment Impairment Guidance
Asset Management Partners brings you people with long-term experience and the ability to interpret sophisticated models. We are always fully prepared to supply the tools needed to manage challenging industry issues — including impaired investments. Our independent appraisal will ensure that your board is fully informed and able to fulfill its duty to monitor risk. And it provides required documentation to the regulators and auditors.
Deliverables
- Our quarterly Balance Sheet & Income Statement Analysis evaluates your bank's overall risk-versus-reward profile. Because the investment portfolio is not an island, it's important for our team to have fundamental knowledge of your institution's risks and how your investment portfolio interacts with the institution's other "moving parts." These variables include interest rate risk, credit risk, capital risk, and liquidity risk. We also provide national peer group comparisons that contain the mix and the performance of your investment portfolio.
- Review of the bank's asset/liability model from an investment portfolio perspective.
- Review of the bank's investment policy.
- Our team will model your bank's investment portfolio on the BondEdge system and provide you with our proprietary reports that view the investment portfolio from a number of perspectives. These include cash flows, credit ratings, total return, market value performance, convexity, and duration. This analysis is performed on each security and aggregates the entire portfolio.
- We will compile and evaluate all information to create a customized appraisal report for your bank, with particular focus on impaired investments.
- Our team is prepared to provide board education on investments.
- Asset Management Partners can provide an on-site or online presentation to the board and management team.